Up to 2 845 743,62 EUR loan for the purchase of equipment or construction works

Loans for manufacturers – up to EUR 426 861,54; farmers – up to 2 845 743,62 EUR.

• Financial participation for manufacturers are at least 25%, farmers do not need to participate if the pledge is good;
• a variable interest rate of 3% plus the sixth month EURIBOR or RIGIBOR;
• Loan term is up to 10 years;
• Ability to postpone payments of principal up to 2 years;

Loan for services is up to EUR 42 686,15.

For additional pledge you can use LAF issued warranties of 50-80% of the cost of the project for an additional fee of 1,5% commission.

Loan of up to 2 845 743,62 EUR for current assets for farmers.

• no participation required from farmers, only pledge;
• fixed interest rate of 6% in EUR;
• Loan term up to 15 months;

In addition you can use LAF guarantee.

Loan of up to EUR 426 861,54 for purchase of agricultural lands

• participation is not required;
• the loan is intended only to farmers whose income is at least EUR 284,57 per hectare, excluding EU support and aid, with exception of „Agrovide” and its sub programm support.
• forests, ponds and other facilities should take no more than 20% of the total purchased land;
• if there is a building on purchased land its value shall not exceed more than 30% of the cadastral value;
• loan term up to 20 years;

Loan for large manufacturers: up to 1 422 871,811 EUR for investments, 711 435,91 EUR for current assets

• at least 25% participation is required from manufacturers;
• variable interest rate;
• the ability to postpone payments of principal up to 2 years;
• pledge is required, LGA guarantee is also valid;
• Loan term is up to 10 years for investment loans, 5 years for current asset loans.